AMEX Platinum Card Benefits
Free Hotel Upgrades & Benefits
AmEx has partnered with over 700 hotels/resorts to offer a wide array of perks and upgrades. This program is called Fine Hotels & Resorts and it is exclusive to Platinum & Centurion "black card" members:
Free room upgrade when you check-in, if available
4:00 PM late checkout
Complimentary breakfast for two each morning
Additional perks like $100 food/drink/spa credits, complimentary third night stays, etc. are offered at many properties
As you can imagine, having these hotel benefits are great to have and a beneficial if you are a frequent traveler.
Personal Concierge Service
Having a Personal Concierge Service is a great benefit especially if you are an extremely busy individual. Simply call your personal concierge directly, tell them what you want, and they will do all the hard work. This is especially useful if youíre trying to get last minute dinner reservations or sold out tickets.
No Foreign Transaction Fees
Almost every credit card on the market tacks on a 3% surcharge for purchases made outside the US (and even purchases made inside the US get slapped with the fee if the company is based elsewhere). With this AmEx you will never endure a surcharge.
Roadside Assistance Coverage - Up To $200 Value
As part of your Platinum Card membership, youíre covered up to four service calls per year, with $50 of coverage each time, in the US, Canada, and Puerto Rico.
Car Rental Collision Coverage
Pay for your rental car using your American Express Platinum and youíre covered in the event of an eligible collision. This is especially helpful in foreign countries that have narrower streets and more aggressive drivers than what weíre typically accustomed to. Please note there are a few countries which are not included (six excluded at the time of this review). Customer service can provide you the details.
Premium Car Rental Program
Enjoy the privilege of skipping lines and paperwork, going straight to your car. Get free vehicle upgrades and savings when available. These perks and others are made possible through your complimentary enrollment in Hertz #1 Club Gold, National Car Rentalís Emerald Club, and Avis Preferred.
Normally to obtain these status levels, you would need to pay fees and/or be a frequent customer. However Platinum Cardmembers are granted access to these programs free of charge, regardless of how often (or not) they rent from these companies.
For the first 90 days on eligible purchases, you're covered up to $10,000 per occurrence (up to $50,000 per calendar year) to repair, replace, or reimburse you for the affected item(s). This is truly one of the most valuable American Express Platinum card benefits; Itís a very simple process to file a claim and it saves a great deal of money.